How It Works
Sending money with PayRu is easy, fast & safe.
![](https://www.payru.com.au/wp-content/uploads/2020/12/Mobile-login-rafiki.png)
1. Create your account
Sign up online or in our app for free using your email address. Verify your identity and your account is ready.
![<a href="https://storyset.com/finance">Illustration by Freepik Storyset</a>](https://www.payru.com.au/wp-content/uploads/2020/12/Savings-rafiki.png)
4. Enter the transfer amount.
Tell us how much you want to send. You will see the exchange rate and the fees associated with the transfer upfront.
![<a href="https://storyset.com/technology">Illustration by Freepik Storyset</a>](https://www.payru.com.au/wp-content/uploads/2020/12/Firmware-rafiki.png)
2. Choose the method of transfer.
Select the mode of transfer that is suitable to you and your recipient.
- Instant Bank Transfer
- Cash Pickup
- eSewa Wallet
![<a href="https://storyset.com/business">Illustration by Freepik Storyset</a>](https://www.payru.com.au/wp-content/uploads/2020/12/Credit-card-rafiki-1.png)
5. Pay for your transfer.
Pay via direct bank transfer or PayID to our bank account and upload the screenshot of the payment.
![<a href="https://storyset.com/business">Illustration by Freepik Storyset</a>](https://www.payru.com.au/wp-content/uploads/2020/12/Accept-terms-rafiki.png)
3. Add the recipient’s details.
Fill in the details of your recipient’s bank account or eSewa wallet.
![<a href="https://storyset.com/work">Illustration by Freepik Storyset</a>](https://www.payru.com.au/wp-content/uploads/2020/12/QA-engineers-bro.png)
6. That’s it.
We’ll handle the rest from here. Your recipient gets the money in a matter of minutes.